ICICI Bank, in collaboration with Amazon Pay, offers you a credit card that will provide you with guaranteed CashBack benefit on your every single transaction. The ICICI Bank Amazon Pay Credit Card is one such credit card that offers you a discount on your dining bill across 2000+ partnered restaurants across India. There are more benefits of the ICICI amazon Card, know about the benefits & features of ICICI credit card in the given article.
What are the benefits you will get on your ICICI Amazon Pay credit card?
Like any other credit cards, the ICICI Bank Amazon Pay Credit Card also provides you the benefit of cashback & reward points but with a slight difference. Look at the below-mentioned reward & cashback benefit of Amazon Pay credit card.
- Amazon Prime customers can earn 5% Cashback on shopping from Amazon.in.
- And non-prime customers can earn 3% back on shopping from Amazon.in.
- You can earn 2% cashback on 100+ Amazon Pay partner merchants by using ICICI Bank Amazon Pay Credit Card on Amazon Pay.
- Or earn 1% cashback on your other payments.
- You will also get a 15% discount on partnered restaurants across India under Culinary Treats Programme.
- With a fuel surcharge waiver of 1%.
Redeem your reward points to get exciting benefits
You can earn reward points on your ICICI credit card for your shopping, bill payments and fuel refilling. Up to INR 1000 spend from your ICICI Bank Amazon Pay Credit Card you can get 50 points if you are an Amazon Prime customer otherwise non-prime customers can get 30 points. One reward point is equal to one rupee (1 point = 1 INR) accumulate maximum reward points without any upper limit, the more you shop the more points you will earn, Reward points don’t expire and you can redeem it from over 160 million products on Amazon.in and Amazon Pay merchants to buy flight tickets, booking hotels, food delivery, and much more. You can use the reward points at more than 4 million merchant locations in India everywhere you shop.
Fee and charges on your ICICI Bank Amazon Pay card
ICICI Bank charges a fee on ICICI Bank amazon pay credit cards such as finance charges, over-limit fees, cash advance charges, etc. ICICI Bank does not charge any joining or annual fee from you for the ICICI Amazon Pay credit card. You have to pay a finance charge to the ICICI Bank which ranges from 3.5% to 3.8% per month, the rate of interest on your ICICI credit card can be changed at the sole discretion of ICICI Bank. In case you default, finance charges may increase up to a maximum of 3.8% per month or 46% per annum.
You have to pay a cash advance fee to ICICI Bank on overlimit usage of your ICICI credit card, the advance fee is 2.50% of your used amount which is subject to minimum Rs. 500. Interest will be charged on your ICICI Bank Amazon Pay credit card if the total due amount is not paid before the due date. The bank Late payment charges on the due amount of Rs.10,000 and above is Rs.750.
Enjoy the benefits of your ICICI Amazon Pay card with a low fee and charges on your due amount.