Interested in applying for a home loan but don’t know which lender is here to offer you the best deal? Well, if that is the case with you, all you need to know about DHFL home loan.Talking about the same, it would not be wrong to say that this lender with its best of services and products caters the varied needs of one and all. And, this is the reason why this lender has always been in demand. Now before you take that final call, it is important for you to be aware of some hidden factors that will make your journey a memorable affair. So, without getting a second thought, let’s just come to the point straight and talk about those factors below:
One of the most important factors that can make or break the deal for is none other than home loan interest rates. Currently, the lender is offering the loan to the applicants at an interest rate of 9.05%-9.95% per annum. With this range, it is easy for the applicants to enjoy a hassle-free journey as it comes with affordable EMIs and Interest Outgo. Yes, with easy repayment options on your way, it would not be wrong to say that you are going to have a smooth loan journey as you have pocket-friendly monthly installments which will ultimately reduce your loan burden.
Before you take that final step, it is important that you should be aware of some facts such as calculations related to equated monthly installments. Make sure your EMIs are pocket-friendly so that you can easily repay the loan in the future. And, in order to make that happen, you need to use a home loan EMI calculator that not only lets you know the exact calculation related to your EMI but Interest Outgo as well. This smart device soon after taking-loan amount-tenure and interest rate into account fetches the exact results for you and that too in the least time frame. This is the reason why every borrower prefers to use this tool so as to have a calculative journey ahead.
The minimum age required by an individual to avail a home loan online is 21 years and 65 years. Apart from age, there are many factors that come into the picture such as-educational qualification, employment status and income stability, number of dependents, good credit history and cibil score of 650 or above.
Take a look below at the documents to know more about the same. In order to go for DHFL home loan online, you simply need the complete list of documents required for salaried,self-employed businessmen and self-employed professionals. Check out the list below:
- KYC Documents
- Salary Slip of Last 2 Months
- Copy of Last 2 Year ITR
- Latest Form-16
- Copy of Last 2 year Balance Sheet
- Copy of all bank passbook/ bank statement
- Bank statement for the last 6 months
- Copy of advance tax, etc
Hope this article was worth reading for you!