What is HDFC Easy EMI Card Limit For Joy And Rewards?

Get the best HDFC Bank credit card for your daily payments including both online and offline spends. And experience the power of reward points on every single payment made from the HDFC Easy EMI card limit. This credit card is for all your needs, and you can auto-convert a high purchase using the HDFC card. Read the given article to know the offers and benefits of this credit card.

First, look at the HDFC EMI card details!

The bank provides this credit card to those individuals whose gross monthly income is above INR 10,000. And self-employed can apply for this credit card if their annual income is at least INR 6 lakh or above. The age of the cardholder should be 21 years but not exceeding 60 years or more. Because with the help of your credit card eligibility the bank decides the HDFC Easy EMI card limit. You need to pay a one-year membership fee of INR 500 with an applicable 18% GST rate for the EasyEMI card. And the same renewal fee from next year onwards.


But, you can save your membership and annual fee of HDFC EMI credit card if you spend INR 20,000 within 90 days of card activation. The same is for your renewal charge is applicable if you spend INR 50,000 in the prevailing year.

Is there any offer on my HDFC Easy EMI card limit?

Yes, HDFC Bank provides several reward offers and privileges to the customers with a thought of saving from the spending. Because the HDFC Easy EMI card gives you cash points which you can convert later into cashback. On the online shopping using Payza or Smart Buy, you can get up to 5% cashback on payments above INR 2,000. And, you can get 1% cashback on your offline payments except on fuel purchase from the card.


Also, as the name of the card suggests, you can convert your expensive purchase into EMI with a processing charge of INR 99+GST at an interest rate of 1.67% per month. Your transactions would be converted into EMI automatically if you spend INR 10,000 from your card. The duration of the EMI payment is maximum of 9 months.

How do I get the HDFC Easy EMI credit card?

You can easily and quickly get your HDFC card through the bank online service. Just visit the official HDFC Bank website and log in to your account if you are an existing bank customer. Otherwise, click on Signup and enter your mobile number and the security code for the credit card application. If you are eligible for the card then the bank service provider will contact you through a call and describe the process. And, after the submission of all the documents such as ID proof, income proof and address details, you can get your card without a hassle. So, if you do not want to hesitate while buying your desired product, then use the HDFC Easy EMI card limit for the purchase. Because the product which you are not able to buy in your income, can get using your EMI card at an attractive rate of interest with exciting offers. 

Share This Story

Get our newsletter