Personal loan with low interest rate is the one thing that everybody looks for when they look for funds to achieve their financial needs. ICICI bank is one of the prominent lenders of our country that features always in the list of banks who provide personal loan with low interest rate. You must be wondering why we’re emphasizing about the low interest rate on the personal loan facility? Well, because it is the only thing that impacts your monthly installments in order to repay the loan amount that you’ve taken from the lender. If you’re someone who is looking for a personal loan facility with low interest rate, you can find it more about it in the post. Because in this post, we will be telling you about everything related to ICICI personal loan and it is the best option for a person looking for personal loan with low interest rate.
What are the features of ICICI Bank Personal Loan that makes it one of the best?
- You can opt for a personal loan from ICICI bank for any urgent need of funds or unplanned finances. It can be for your child’s education or your sudden urge to buy the latest bike or want to go to your dream vacation with your friends or any other needs.
- You can choose the tenure which is the number of months within you will repay the loan, according to your repayment capability.
- ICICI personal loan with low interest rate is considered to be as one of the finest loan facilities to offer. You can opt for a loan at an interest rate which ranges from 10.99% to 18.49% per annum.
- As stated on the bank’s website, you can get the loan amount within three seconds in your account if everything goes right in your application.
- You can even have an estimate about the EMI amount with the help of ICICI bank personal loan EMI calculator in a hassle-free way.
- There is such a minimal documentation in order to apply for the ICICI personal loan with low interest rate that you won’t feel a thing. Everything is digital, you can send them from anywhere.
- Your interest rate will not increase your loan tenure. So you don’t need to worry about it a bit.
- There are many types of Personal loan provided by ICICI bank. Some of them are wedding loan, holiday loan, home renovation loan and top-up loan etc.
How can you apply for ICICI Bank personal loan?
Now after knowing all about the features of ICICI bank, you must want to apply for it. Well, you can apply for a loan directly from the website or filling the form available at the branches of ICICI bank. Just fill the required details on the form and submit it. Your loan application will be on the way. The representatives from the ICICI bank will call you regarding your loan application.
What are the documents that you’ll need to submit ?
You can check the list of documents below that you have to submit in order to apply for ICICI Bank personal loan with low interest rate.
- Address Proof - Passport/ Aadhar Card/ Driving Licence
- Identity Proof - Aadhar Card/ Voter ID Card/ PAN Card
- Salary Slip of the last three months
- Bank statements of the last six months